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What Does Paxum Offer?
✅ International Bank Account
Once your Paxum account is verified, you receive a virtual international bank account (IBAN or ACH) in USD or EUR. You can use it just like a regular bank account to receive payments from clients or platforms.
✅ Multi-Currency Support
Paxum allows you to hold multiple currency balances at once – including USD, EUR, and GBP. You don’t need to convert immediately and can switch currencies internally when it suits you.
✅ Paxum Debit Card
You can order a physical or virtual Mastercard debit card for making payments in stores, online, or for ATM withdrawals worldwide.
✅ Instant Peer-to-Peer Transfers
Paxum users can send funds to each other instantly and with no fees. All you need is the recipient's Paxum-registered email address.
✅ Mass Payouts for Businesses
Businesses can send bulk payments to hundreds or thousands of users at once. This is ideal for affiliate programs, online marketplaces, and platforms paying global teams or creators.
Paxum Fees (as of 2024)
- Account maintenance: Free (if active)
- Paxum-to-Paxum transfers: Free
- Withdrawal to bank account: $5 USD
- ATM withdrawal with Paxum card: From $2 USD (depends on the ATM)
- Annual card fee: $44.95 USD
- Inactivity fee: $5 USD per month after 12 months of no activity
Benefits of Using Paxum
- ✅ Quick and simple account registration
- ✅ Access to an international bank account
- ✅ Hold balances in multiple currencies
- ✅ Free and instant peer-to-peer transfers
- ✅ Debit card for global spending and cash withdrawals
- ✅ Mass payout functionality for businesses
- ✅ Accepted by industries often blocked by traditional banks
Downsides of Paxum
- ❌ Inactivity fee of $5/month
If your account is inactive for 12 consecutive months, Paxum starts charging a $5 monthly inactivity fee. This can slowly drain your balance if you don’t use the account regularly. - ❌ Customer support can be slow at times
- ❌ Paxum cards are not available in every country
- ❌ Some banks may reject payments from Paxum
- ❌ Best used as a secondary financial tool, not a full banking solution
Who Should Use Paxum?
- Freelancers working with international clients
- Creators on platforms like OnlyFans, ManyVids, and Chaturbate
- Affiliate marketers needing reliable global payouts
- Businesses that send recurring payments to users worldwide
- Anyone seeking privacy or alternative financial options outside traditional banks
How to Create a Paxum Account
- Go to Paxum's official website.
- Choose either a Personal or Business account.
- Fill out the registration form and verify your identity (upload ID and address document).
- Once approved, you can link your bank account or order your Paxum debit card.